The last time we saw Dwight, he was exploring new worlds, battling for his life, and struggling just to make ends meet. In other words, he was staying in Brooklyn, struggling to get to sleep each night on Mr. Mangus’s couch, and trying to save up the last bit of money his parents had given him.

Ever since Dwight had turned thirty and his wealthy investment banker parents finally kicked him out of their house (a whopping two weeks ago), his world had been turned upside down. He’d spent nearly all of the $10,000 his dad gave him to get started; he’d somehow managed to buy two tickets to Vegas for himself and some woman he hadn’t seen since; and when he was at his lowest, he met Mr. Mangus.

Mr. Mangus worked for Mango Financial—a company you’re all familiar with! He had taken Dwight in like a son. He gave Dwight food, shelter, a couch to sleep on, and even a magical book, aptly called “The Magical World of Money Management.” The book was filled with tips on money management, savings, finding a job, budgeting—all posts from Mango’s blog. Dwight thought it was simply magical; Mr. Mangus just thought it was a book full of printouts and that Dwight was slightly delusional. Either way, Mr. Mangus had promised Dwight’s parents he’d help out their son. And so, after he gave Dwight the “magical” book, he found Dwight a job at his friend’s restaurant.

Dwight was a pretty personable person and he knew how to dress to impress, so despite his lack of experience (ahem: none at all), he nailed the interview. Plus, it didn’t hurt that Mr. Mangus was a friend of the owner.

At first Dwight was… apprehensive to say the least. He had never worked a day in his life, much less worked as a waiter. He was used to being waited on. So the change took some getting used to.

But what Dwight lacked in coordination, punctuality, and general work ethic, he made up for in charisma. The customers loved him and generally tipped him well. In no time, Dwight was raking in tips.

“This is wonderful, Dwight!” Mr. Mangus exclaimed, leafing through an envelope full of Dwight’s tips. Dwight had just come from work at the restaurant and was visiting Mr. Mangus at the Mango store down the street.

“If we take this $500, plus the $300 you had left over from your parents and put them into a Mango Savings account, your money will grow in no time,” Mr. Mangus said, getting into work mode. But Dwight was way ahead of him.

“That’s right! Since I’m on Direct Deposit, I’ll be earning 6.00% APY† on my savings and essentially making money every month for just keeping it there!” Mr. Mangus opened his mouth to say something, but Dwight was on a roll. He reached into his bag and pulled out a little paper covered in numbers.

“So if I have $800 in there, that’s $4 a month for just letting it sit there. But once I start saving up even more money, that’s even more added per month!”

Mr. Mangus tried to say something, but Dwight interrupted him again.

“So once I get $5,000 saved up, I’ll be earning $300 extra per year—$25 per month—for just keeping my money in a Mango Savings Account!” He shook the little pad of paper with equations at Mr. Mangus. “This Mango Savings Account, Mr. Mangus, it’s like magic!” Dwight said, eyes wide.

“What, do you work here or somethin’?” A man, also in an orange Mango shirt, said from behind Mr. Mangus. He snorted and walked away shaking his head.

“It’s not magic, Dwight; it’s just a really good deal,” Mr. Mangus said.

“Magic.”

“Whatever,” Mr. Mangus laughed. He was happy that Dwight was so excited about saving money—and happy that at this rate he’d soon have his couch back. The transformation from the spoiled, partying, Dwight who had never worked a day in his life and never bothered to save a dime, to… this; well, it was remarkable.

You might even say it was magical.

“So let’s get started with that High Yield Savings Account, shall we?” Mr. Mangus asked. Getting signed up turned out to be really easy—Dwight simply deposited his money into his Mango account and then logged into his account and transferred it into Savings.

“That was it?” He asked, staring at the screen. It said his savings balance was $800, and he knew that in just a few weeks, without him even having to add more, it would grow.

“That’s it,” Mr. Mangus said. And so without much else to do, Mr. Mangus clocked out and the two walked down the road to catch a movie and grab their week’s groceries.

One month later Dwight had saved up enough money to get his own place, he moved off of Mr. Mangus’s couch once and for all, and his parents could not have been more proud.

They all lived happily ever after.

The End.

†Interest is calculated on the average daily balance of your Savings Account and paid monthly. Annual Percentage Yield (“APY”) and the APY comparison as advertised are accurate as of October 1, 2011. The APY advertised applies only to the portion of your Savings Account balance which is $5,000.00 or less. An APY of 0.10% will be paid on the portion of your Savings Account balance which exceeds $5,000.00. Fees may reduce the earnings on your Savings Account. This is a promotional rate and is subject to change without notice. A minimum of $1.00 is necessary to open your Savings Account. A limit may be placed on the maximum amount of funds you can deposit into your account. This limit may be exceeded by interest accruing on the funds. The limit may be changed from time to time.